The Maldives is notably one of the best scuba diving designations in the entire world, partly due to the clear waters that are consistently warm all year round, and partly because the Maldives is home to an abundance of sea life surrounding each of its excellent private-island resorts. Here you'll find large schools of tropical and colorful fish, larger marine life and some of the healthiest coral on the globe. With this, you can choose nearly any Maldives water villa resort and you'll find some of the best diving in your life. However, with this said, there are of course some resorts that offer better diving experiences compared to others.

First off, if you are an avid scuba diver and you aren't really interested in staying in a lovely resort then you should certainly choose a Maldives liveaboard. These are special diving boats of varying luxury that go out to the best diving spots for days at a time, almost like a mini cruise. The Maldives holiday diving scene is very popular so it's important to choose a specialist company wisely. If you are interested in spending at least part of your holiday in a luxurious water villa then check the recommendations listed below.

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Choosing a private-island Maldives resort for diving

As mentioned up above, you’ll find that pretty much every single Maldives resort offers some type of diving program that includes PADI training and certification, gear rental, and regular (usually daily) excursions to the best nearby spots with a qualified dive master.

 

When visiting, you’ll find that all of the resorts in the Maldives offer excellent snorkeling, usually within their house reef and sometimes very good snorkeling right below the water villas. Some also offer daily boat excursions to the better and best in the area snorkeling spots. With this, you’ll find that these excursions are usually included in the room price, or at least much cheaper than scuba diving.

 

We’ve gone through all the options to find the absolute best resorts where guests also rave about the scuba diving and dive center. The diving opportunities are similar enough at all resorts that you are much better off picking a highly-rated resort with great diving rather than focusing only on the diving and perhaps having a miserable time when not in the water.

 

The 6 recommended resorts are all:

 

  • Among the highest in overall guest reviews
  • Have scuba diving and dive centers that get great reviews
  • Offer good value

6 Best Maldives water-villa resorts with excellent scuba diving

COMO Cocoa Island Resort – Maldives

  • Water villas: 33
  • Total rooms/suites: 36

 

Great scuba diving isn’t the only interesting feature at the COMO Cocoa Island Resort. You’ll also find 33 unique water villas that are interestingly, shaped like traditional Maldivian fishing boats. You’ll also note that there are only 3 beach villas, which helps to make this resort one of the smallest and most exclusive resorts in the area. Importantly, this resort also receives the best reviews of any Maldives resort, so it’s likely to only get more and more popular throughout the coming years.

 

Even though this boutique resort only has a one restaurant, there’s also room service, a bar and an excellent spa. If you’ve come to the area for it’s ocean life, you’ll find plenty when you snorkel or scuba dive. Those looking for a unique and luxurious small private-island resort should put this at the top of their list.

 

  • Low season online specials from US$1,243 per night
  • High season online specials from US$1,835 per night
>More information about the COMO Cocoa Island Resort – Maldives >Check rates

Baros Resort – Maldives

  • Water villas: 30
  • Total rooms/suites: 75

 

Located only a short speedboat ride away from the international airport, the Baros Resort is one of the first and thus most famous overwater villa resorts in The Maldives. The scuba diving here is not only great, but pairs well with the on-site marine biology center and a coral planting workshop, so this is a perfect choice for nature lovers who also love to scuba dive. If you have an underwater camera, not only will you want to make sure you bring it with you on vacation, but you’ll want to make sure to have it fully charged each and every trip into the water.

 

The 30 water villas here are all on the large side and generously loaded with luxury amenities, as you’d expect in this price category. There are 4 restaurants and 2 bars here, which is impressive considering there are only 75 total rooms. You’ll also find that each water villa comes with its own wine-chiller.

 

  • Low season online specials from US$1,540 per night
  • High season online specials from US$1,826 per night
>More information about the Baros Resort – Maldives >Check rates

Constance Moofushi Resort Maldives

  • Water villas: 86
  • Total rooms/suites: 110

 

Serving as an all-inclusive resort with a very reasonable price, the Constance Moofushi Maldives is one of the newer resorts in the area. The scuba diving here also receives very high marks from guests, which makes this one of the best value resorts on this particular list.

 

When looking at photos of the resorts, you’ll note the 86 water villas spread over a stunning lagoon, as well as the 24 island rooms and suites. Because there are really no facilities available to young people, this resort is unofficially an adults resort, for better or worse. There are 2 restaurants and 3 bars, making for plenty of choice for a small number of guests.

 

  • Low season online specials from US$1,097 per night
  • High season online specials from US$1,244 per night
>More information about the Constance Moofushi Resort Maldives >Check rates

Kuramathi Maldives

  • Water villas: 129
  • Total rooms/suites: 360

 

Another resort that specializes in all-inclusive plans is the Kuramathi Maldives resort. This particular resort is one of the largest in the Maldives, with 129 water villas among its 360 total rooms. The diving is supposed to be very good, as is the snorkeling, which again is pleasant news considering everything else included the very moderate price for the all-inclusive plans.

 

There are 12 restaurants and 7 bars, so not too many people are going to struggle to find something or some place they’d like to eat at. The advantages of a large resort include a much wider range of activity and dining choices to select from, and for many people that is extremely important.

 

  • Low season online specials from US$683 per night
  • High season online specials from US$1,072 per night
>More information about the Kuramathi Maldives >Check rates

Shangri-La’s Villingili Resort & Spa Maldives

  • Water villas: 60
  • Total rooms/suites: 142

 

Compared to some of the others listed above, you’ll find that this resort is a bit more on the pricy side. As this is a very exclusive and remote resort, this price is out of range for most of us. Those who can afford a trip here will find 60 water villas and 90 island rooms and suites. The location just south of the equator puts it into rare waters, which help explain why the diving is so well regarded here and very impressive to even the most experienced of divers.

 

When booking at this particular resort, you can expect an enormous water villa, in addition to the best of everything and impeccable service. The remote location also allows for some solitude. With that said, however, it’s also conveniently located a short speedboat ride away from an airport that can handle private planes, so fuel up your jet and book a villa here.

 

  • Low season online specials from US$961 per night
  • High season online specials from US$1,398 per night
>More information about the Shangri-La’s Villingili Resort & Spa Maldives >Check rates

Vakarufalhi Island Resort – Maldives

  • Water villas: 25
  • Total rooms/suites: 75

 

Quite different from the others on this list, the Vakarufalhi Maldives resort is a small all-inclusive hotel that houses 25 water villas and 50 island rooms and suites. The diving here is also revered, as is pretty much everything else, in spite of the fact that there isn’t the usual long list of water sports. Though the rooms don’t currently include room service, guests will find a private terrace, Wi-Fi, an entertainment system, and a beautiful semi-open bathroom with a garden.

 

This is a resort where many guests return year after year, and they love the fact that they often go barefoot for days at a time. The low-season prices are quite tempting considering that’s an all-inclusive rate for a couple. For a more traditional Maldives island holiday, this is one to book.

 

  • Low season online specials from US$544 per night
  • High season online specials from US$705 per night
>More information about the Vakarufalhi Island Resort – Maldives >Check rates
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30 thoughts on "6 Tips to save money booking an overwater bungalow"

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    1. The tips are in the article and overwater bungalows mostly start at US$300 per night in the absolute cheapest places, but US$600 per night is more realistic in the more desirable places. -Roger

    1. Pam,

      We keep a full list of all overwater bungalows in the Caribbean, and each one is describe in pretty great detail. I have no reason to think that the ones in Panama aren’t safe, although I haven’t been myself. They tend to attract scuba divers and they are very popular from what I can see. There are also overwater bungalows at the Disney Resort on a lake, so that’s another one to look into. Sorry I’m not of more help. -Roger

  1. Hi there. We’re a family of 6 (mum, dad, and four boys 16, 15, 13 and 8) who primarily surf, but also want to enjoy time snorkelling etc. We’d love to stay nearest to decent surf (doesn’t have to be massive though! Just really fun waves-especially as the 8 year old needs to be involved and me (mum) doesn’t really surf bigger than 2-3 foot either these days :)). We desperately want to stay in a water villa but are so happy to do it on the cheap (thats we how we travel-always on a massive budget, so as long as rooms are clean that’s all we care about). Can you recommend anywhere/a few cheap water villas for us? Thanks so much! We’re coming April 13th-April 20th.

    1. Samantha,

      Your main challenge will be that most overwater resorts only allow 3 guests per bungalow and a few allow 4 guests per bungalow, but none of them allow 6. You’d have to get two overwater villas for six people and that would start at around US$700 per night at even the cheapest place. A few of the Maldives water villa resorts have surfing beaches, and the cheapest way to pull that off would be to get one water villa and one island villa and take turns in the water villa. Sorry the news isn’t any better. -Roger

  2. Hi
    I wish to combine a trip to Tahiti with a trip to Easter Island next year. Do you have suggestions for somewhere in Tahiti that is an over water option? Also do you know if it is correct that Tahiti and Easter Island are only connected on a Tuesday by air? Do you have any recommendations for how to combine the two? We are flying from NZ.

  3. I am currently planning a birthday and graduation get away, two weeks, two islands, over the water and beach front looking at next April any suggestions on how to save $? I know if we do the over the water on Moorea vs Bora Bora will save some $. Anything else would be much appreciated.

    1. Rosary,

      I’d say your best strategy for (hopefully) saving some money, or rather getting a free upgrade, is to book only two nights are so in each overwater bungalow and the rest in a beach room. You will have a much better chance of a room upgrade compared to anyone who is only booked in a beach room, so you should be at the top of the list. You might end up 4 or 5 nights in an overwater bungalow that way while only paying for two and the rest in a beach room. It’s a bit risky if you REALLY want to spend most of the week overwater, but it could work.

      Honestly, the overwater experience is amazing for a few days but the novelty wears off a bit after that because you always have to walk much farther to get anywhere compared to the beach rooms. April is one of the slowest months in the South Pacific, so you should be getting pretty good rates as it is. Sorry I don’t have more advice for you. -Roger

  4. You mentioned eco-style resorts in the Caribbean that are fairly affordable. Do you have a list of these? We would love to stay in an affordable over the water bungalow but don’t want to have to fly all the way to Tahiti.

  5. Soleena,
    for the future
    I hope you don’t mind me sharing 🙂
    It is considered rude to use capital letters when chatting. It is considered to be shouting. You did not sound like you were cross so I thought you’d like to know. Cheers Audrey

  6. FIRST AND FOREMOST, I MUST COMMEND YOU ON YOUR ATTENTIVE, RESPONSIVE DEDICATION TO ASSISTING THOSE THAT SEEK GUIDANCE AND OR SOME SENSE OF DIRECTION ON THE ENDLESS PLETHORA OF VACATION DESTINATIONS AND THE POTENTIAL DISCOUNTED RATES AND TRAVEL PACKAGES. VERY ADMIRABLE, I HAVE TO ADMIT!

    AND AS FAR AS MY CONCERNS GO, DO YOU KNOW OF A RELIABLE AND LEGIT, YET DECENTLY/AFFORDABLY- PRICED WATER BUNGALOW RESORT/HOTEL/ETC., THAT I COULD BOOK IN THE NEXT FEW DAYS FOR A POTENTIAL 4-7 NIGHTS STAY- DURING THE END OF TIS MONTH THRU THE END OF SEPTEMBER? Thanks so much sweetheart!

    1. Soleena,

      Thank you for the kind words, and sorry for the delayed response. We actually do an annual list of the cheapest overwater bungalow resorts in the world on our sister site. You’ve probably seen it, but you may not have realized that it’s the same data. There are no secret places that aren’t on the list, at least if you are looking for a "honeymoon-style" overwater bungalow. Let me know if you have any other questions and I’ll try to help, and more quickly this time. -Roger

    1. Jacki,

      There is a new resort opening next year in Panama with honeymoon-style overwater bungalows. We don’t know the rates yet, but they should be far more affordable than the new Sandals resorts in Jamaica. If you are okay with the eco-style resorts, there are many in the Caribbean that are fairly affordable. -Roger

  7. hello there
    this will be our first time traveling to the maldives ,
    my wife and me want a nice romantic place with a private pool in our overwater bungallow and a beautiful view ,,this will be our second honey moon ,,, wich island or resort do you recomend

    thank you so much .

    1. Agustin,

      Actually, we have a list of the best Maldives water villa resorts with private pools. The first one on the list is amazing and it’s also the best of the all-inclusives, though it’s quite expensive. If you are looking for one that is more modestly priced you’ll want to focus on the bottom one on the list, the Irufushi Beach and Spa Resort. The water villas there are huge and all have private pools. Have a great trip and let me know if I can help further. -Roger

  8. Is there a number to call to tell an advisor what exactly we want / expect out of our trip so they can recommend the best resort thay would fit our needs. Also which part of maldives is the best to stay as far as entertainment brar by etc.

    1. Kira,

      We are primarily an online guide to water villa resorts and we don’t do bookings or consultations, although I try to offer advice when I can. As far as which part of the Maldives, each resort there (by law) is on a private island, and each one is different. If you are looking for a place with nightlife and entertainment then you’ll want to book at one of the larger places like Meeru Island, as they have multiple bars and night time activities. Some of the smaller resorts have nothing beyond the dinner service and a small bar. Best of luck with this. -Roger

  9. I am dreaming and want to plan a trip for a ann. next year. a couple different places so I see all the beauty in Tahiti or where ever I can afford. please send me more info and updated rates. THANKS for the tips.

  10. I really want to stay in a over water bungalow at some point in time. So can you get an all-inclusive with 2 or 3 day in the bungalow and then move to an island room?

    1. Dee,

      Yes, you can definitely stay in an overwater bungalow for only part of a stay at a resort. In fact, it’s mentioned above that this is a pretty good strategy to possibly get an upgrade for additional days or perhaps your whole stay. Best of luck with this. -Roger

    1. Katherine,

      They are good deals if you enjoy drinking more than one or two alcoholic drinks each day. Generally, pretty much all the activities are included at all overwater resorts, so it’s pretty much food and drinks that are part of all-inclusive. And it’s not surprising that alcohol tends to be quite expensive (as does food) at these resorts, so all-inclusive is best for drinkers. Otherwise, you are subsidizing big drinkers if you don’t consume much alcohol.

      It’s also worth noting that nearly all the all-inclusive overwater resorts in the world are in the Maldives. There are none like that in or near Bora Bora. -Roger

    1. Alino,

      There is a link to the cheapest online booking site for each resort on each page. Just look for the link that says "Check for online specials…"