all due respect to offline travel agents and the hard work and expertise they can provide, those traveling to the Maldives for a private-island holiday don't really need them, and will almost certainly save money without one. If you've only ever booked luxury holidays with your friendly neighborhood travel agent, then you might as well carry on doing that. But if you don't have a travel agent and unsure of the value they bring, read this article and you'll discover that you are probably better off without them.
The main reason for this is that the Maldives is an incredibly well organized travel destination, and after your first visit you'll discover that everything is taken care of for you whether you got a discount price online or paid a higher price to your hometown travel agent.