As there are nearly 80 different private-island water bungalow resorts in the Maldives, it would be extremely easy to spend a lot of time sorting through all the prices, features, and guest reviews to find the one that suits you best at a good price. Because we spent a few months sifting through this information, we're now publishing our “Editor's Choice” resort recommendations. This list is detailed to save you time finding both the best resort and best deal.

You'll also want to note that we also have a complete list of all of the cheap Maldives water villa resorts, but below you'll find the six best that combine low prices, excellent features, and very positive guest reviews. When you read through the list of resorts below, you'll quickly note that most of them operate on an all-inclusive basis to one degree or another. Because of this, and considering that nothing is cheap in the Maldives, they represent an even better deal than you might otherwise think.

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Editors Choice: 6 Best cheap water villa resorts in the Maldives

Meeru Island Resort – Maldives

  • Water villas: 106
  • Total rooms/suites: 286

 

With just over 100 water villas, you’ll see that the Meeru Island Resort has the most in the Maldives, and this is in addition to 180 island and beach rooms. Because of the large amount of rooms, this is a larger resort for the area, and it also operates on a full-board basis.

 

While you may not find this resort to be as romantic as some of the more intimate islands is the same area, this resort does offer over a dozen restaurants and bars in addition to an endless list of activities, which includes a pitch & putt golf course, football grounds, and gardens. The food here receives exceptional reviews for an all-inclusive resort, so if you are looking for an active and fun private-island at a great price, this might be just the place for you.

 

  • Low season online specials from US$560 per night
  • High season online specials from US$1,062 per night
>More information about the Meeru Island Resort – Maldives >Check rates

Summer Island Maldives Resort

  • Water villas: 20
  • Total rooms/suites: 156

 

A large resort with over 150 total rooms, the Summer Island Maldives Resort is a great choice for romantic couples, especially if they choose the overwater villas. This is because the overwater villas are for adults only. In addition, depending on which overwater villa you stay in, you’ll be treated to either a sunrise or sunset view of the ocean.

 

Outside of the resort rooms, guests will find lots of activities to join in on. Some of these activities include beach volleyball, glass bottom kayaking, paddle boarding, darts, and of course, scuba diving and snorkeling. It should also be noted that the resort hosts the Firuma by Serena Spa, which wows with an ice room, steam room, and views from its overwater location.

 

  • Low season online specials from US$510 per night
  • High season online specials from US$733 per night
>More information about the Summer Island Maldives Resort >Check rates

Noku Maldives Resort

  • Water villas: 30
  • Total rooms/suites: 50

 

A small resort that offers both land based and overwater villas, the Noku Maldives Resort is an excellent choice for those who don’t have the largest budget for a tropical vacation. Eventhough the rooms themselves aren’t very expensive compared to other overwater villas, they still come complete with a private deck, ocean views, large bathrooms, and much more.

 

In addition to the rooms, guests here will also find lots of dining and drink options with different bars to select from, a spa, and both land based and ocean based activities. Due to the lack of kids clubs here, you’ll want to note that this resort is a solid choice for honeymooners or any other type of romantic couple.

 

  • Low season online specials from US$484 per night
  • High season online specials from US$1,043 per night
>More information about the Noku Maldives Resort >Check rates

Veligandu Island Resort – Maldives

  • Water villas: 64
  • Total rooms/suites: 76

 

Serving as primarily a couples resort, the Veligandu Island Resort functions on a full-board basis with the option to pay a little more for an all-inclusive experience, which includes alcohol. What’s also really important is the non-stop stream of enthusiastically positive reviews. Along with a spa, this resort caters with a windsurfing and sailing center, surf bikes, volleyball, and a gym.

 

There are a few classes of water villas here with the smaller class of water villas offering a whirlpool tub, but most have a 2-person Jacuzzi instead, which is located on a private section of the back terrace. The food here also receives top marks here as well, which is quite an achievement in this price range. The staff at this resort are always notoriously friendly, which is always appreciated.

 

  • Low season online specials from US$825 per night
  • High season online specials from US$1,065 per night
>More information about the Veligandu Island Resort – Maldives >Check rates

Sun Siyam Olhuveli Resort & Spa – Maldives

  • Water villas: 60
  • Total rooms/suites: 164

 

The Olhuveli Beach Resort & Spa is a four-star hotel that houses 60 water villas of varying sizes, with many of the villas featuring their own private jacuzzi tub to enjoy and soak in. Guests here will find restaurants, bars, a beautiful spa, and various water activities that are outside the usual realm of snorkeling and scuba diving.

 

Even with their normal rates and during high season this could be a good choice. The reviews are also very good, usually recommending that people “just stay here” and you won’t regret it. When their online specials are going this might be the best value in the Maldives.

 

  • Low season online specials from US$550 per night
  • High season online specials from US$650 per night
>More information about the Sun Siyam Olhuveli Resort & Spa – Maldives >Check rates

Sun Siyam Iru Fushi Luxury Resort

  • Water villas: 80
  • Total rooms/suites: 150

 

Another 5-star resort that is known for having excellent online special rates, the Sun Siyam Iru Fushi Luxury Resort (which is formerly known as the Hilton Maldives) is one to consider for just about every traveler. This is a larger international resort that’s loaded with luxury amenities, many dining options, and activity choices. Some of the activity choices include fishing, jet skiing, sailing, and various sightseeing tours.

 

While some resorts are fine with staying mostly empty during the slow weeks, the Sun Siyam Iru Fushi Luxury Resort likes to cut their prices to what most people would consider to be ridiculously low. During busy weeks here, water villas usually start at close to US$800 per night, but if you go during a slower week (especially during the off-season) you can get the same room for well under half that. You might just get lucky so it’s worth checking this one.

 

  • Low season online specials from US$534 per night
  • High season online specials from US$1,346 per night
>More information about the Sun Siyam Iru Fushi Luxury Resort >Check rates
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14 thoughts on "Overwater villa holidays: How to begin planning yours"

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  1. My family and I live in Asia and we are looking for a trip to anywhere with water bungalows and hopefully clear, turqoise water with snorkelling and water activities available, and is also budget friendly if possible. We are two adults and one child who is a little over 17. Are there any suggestions or recommendations? Thank you

  2. I am looking to plan a family vacation that is budget friendly. I would love to stay in an overwater hut. Can you tell me the best and most reasonable place to stay with a family the kids are 12 & 16

    1. Kris,

      Since you aren’t even sure which part of the world you want to visit, I’d recommend starting with this list of the world’s cheapest overwater resorts on our other site. Most of those resorts only allow 3 guests per room, even though almost all of them have a pull-out couch in addition to a king bed. You might find some good choices in Central America or in Asia other than the Maldives. And of course it really depends on where you are starting from because the cost of flights could cancel out any savings from a cheaper resort. I hope that helps and I’m happy to help with other questions if you have them. -Roger

  3. I would like to attend an over water bungalow resort for me and about 7 of my closest friends to celebrate my 45th Birthday. As most resorts are for honeymooners, are there single friendly resorts that can accommodate a "Girls Just Want To Have Fun" week long celebration. We live on the East coast and realize we will have to fly West for all the bungalows you have described above. All feedback is appreciated to guide me in the planning phrase.

    1. Kim,

      That sounds like a lot of fun. You won’t find many resorts that are great options for “solo” travelers, but groups of singles will fit in with many other groups there. Most of the resorts in Bora Bora and Moorea allow 3 guests per bungalow, and they all have a sleeper sofa in them for that purpose (most don’t allow 4 guests per room though). So if two of your group are okay sleeping on a pull-out couch then you can get by with 3 bungalows.

      It’s true that many of the guests at these resorts will be honeymoon couples or anniversary couples, but there are also families with older children and multi-generational groups. I think your group would have fun at just about any of those resorts, but I’d probably focus on one that has some nightlife each evening such as a band or DJ. Some of the smaller resorts only have a beach bar and it’ll mostly be couples in those. Long story short, I think I’d look at one of the larger resorts on Moorea or Bora Bora or even Tahiti. The places with at least 100 total rooms (including beach and garden bungalows) should also have plenty of things to keep you happy and a diverse clientele.

      If your budget can handle a bit over US$2,000 per night you might even consider one of the Sandals resorts on Jamaica because the flights will be so much shorter and cheaper. The overwater bungalows there are huge (I just toured both resorts recently) and the nearby beach rooms are really wonderful there as well. The beach rooms start at around US$500 per night, but they are premium all-inclusive with even many activities included so they would be really fun for a group. In other words, maybe you could get 1 (or 2) overwater bungalows and a couple of beach rooms, and take turns in each? And you could mostly hang out in the overwater bungalow during the day, which is plenty big enough for everyone. When you add in the cost of flights and all that time flying to Los Angeles and to Tahiti then the Jamaica plan could look even better. Also you have to factor in the cost of meals and drinks and activities. In the South Pacific the room includes breakfast, but everything else is extra, while in Jamaica it’s ALL included in the price. Let me know if you have any other questions. -Roger

  4. My wife and I will be celebrating our 10th wedding anniversary. It would be wonderful to stay at an over water bungalow.

    Is Tahiti, Bora Bora gay-friendly islands? Are any island more friendly than others?

    1. Merchel,

      Tahiti, Moorea, and Bora Bora are all part of French Polynesia, and the French culture there is quite strong. With that in mind, I’d expect that the islands and the resorts in particular would be quite LGBT-friendly. I don’t recall seeing anything in particular that stood out when I’ve been there, but I have a strong hunch that the resorts are all very progressive with that sort of thing. The island people seem to be quite open minded, and French people are famously tolerant. I wish I could give you more certainty. Best of luck with this. -Roger

  5. I am trying to plan our 10 year wedding anniversary. We are both pretty easy to please regarding vacations.

    I do know that my wife would really love to stay at an over water Bungalow for this trip.

    We would be traveling from Wichita, KS to Bora Bora or somewhere similar.(hopefully if price is right).

    I have browsed a bit and can’t find much for our budget (around $3-4k per person). Obviously I would love to be on the low end of my budget and save as much as possible.

    If not in Bora Bora, we would be okay with over water bungalow’s elsewhere.

    Travel dates would be leaving August 26th and Returning September 2nd (can go 1 day either way if needed).

    1. Michael,

      We are simply an online guide to overwater bungalows and not a travel agency. You’ll find the best deals online for these resorts. You can usually get better value in Moorea, which is another gorgeous island right off Tahiti itself. The room rates are a bit lower and transportation is faster and cheaper as well. If you have any specific questions just let us know. -Roger

  6. We our planning our honeymoon and live near San Francisco. We’d love to go to an amazing bungalow but the issue is we have only around 7 days for our trip, so the long flights really eat into our time. Is there an island you recommend we go to which is easy to reach from SFO? Thanks!

    1. Andrew,

      From San Francisco the closest overwater bungalows are in Tahiti, which is only a couple hours farther than Hawaii. It looks like you’d have to fly down to LAX first, as that’s where all the flights to Tahiti start. There are two resorts not far from the Tahiti Airport that offer overwater bungalows. Those resorts are pretty nice, but there are 4 nicer ones on Moorea, which is a 5-minute flight or one-hour ferry ride from Tahiti. If you are going all that way, it’s probably worth going to Moorea, as it’s also a much prettier island than Tahiti itself. Bora Bora is a 60-minute flight from Tahiti, and it has even more options. Those islands are so gorgeous and wonderful that I think it’s worth the flight, even for a week. Best of luck with this. -Roger

  7. Hi
    We live at the Gold Coast, Australia so can fly out of here or Brisbane. For our 20 year wedding anniversary in April we want to stay at an overwater bungalow – this will probably be a one-off so I want it to be in the clearest water with white sand so that the swimming and hopefully snorkelling is great. Maybe even some other water activities like sailboarding nearby? What do you recommend also considering ease of getting there? Thanks!

    1. Margo,

      There are actually a few resorts in the South Pacific that aren’t far from you, including one in New Caledonia. Have a look at our list of resorts in the South Pacific for more details. The next closest to you are in the Philippines and Malaysia. You can find those under the Asia tab on the top of this page.

      But really you’ll find the best affordable resorts in the Maldives, which has 80 different overwater hotels, each on its own island. Click on the Maldives tab for all of that information. And of course Bora Bora, which also isn’t too far from you, has many of the world’s best overwater resorts if price isn’t a major factor. Best of luck and let me know if I can help more. -Roger